Greater San Diego Business Association
Very rarely do marriages fall apart overnight. You may not realize it right away, but your marriage could be starting to crumble. It starts small and begins to build the longer you let things progress.
Too often, when couples notice marital problems they give up. In fact, the Census Bureau estimates that about 46 percent of recently married couples will not reach their…Continue
Added by Julia M. Garwood, CFLS on August 16, 2013 at 1:30pm — No Comments
The 12 largest monthly deficits ever in the history of the United States have occurred since February 2009, butonly one of the 12 (February 2013) occurred during calendar year 2013 (source: Treasury Department, BTN Research).
Added by Karen Mendez, CDFA tm on August 15, 2013 at 9:04am — No Comments
Americans born in 1946 or later will have to work at least until age 66 (to as much as age 67 for individuals born in 1960 or later) to achieve full retirement benefits from Social Security. Once that retiree hits his or her unique full retirement age, postponing receipt of the retirement benefits will increase the payout by 8% per year (source: Social Security Administration, BTN Research).
Added by Karen Mendez, CDFA tm on August 14, 2013 at 6:46am — No Comments
The first income tax filing year was 1913. Thus tax year 2012 (i.e., the tax returns that most Americans filed on April 14, 2013) was the 100th year that Americans have paid federal income tax. Americans paid 1% in taxes on the first $20,000 of taxable income in 1913. Americans are subject to marginal tax rates from 10% to 39.6% in tax year 2013 (source: Internal Revenue Service, BTN research).
Added by Karen Mendez, CDFA tm on August 13, 2013 at 10:41am — No Comments
Added by Jacqueline A Leshko on August 10, 2013 at 5:05am — No Comments
The cost of living (as measured by the consumer price index) in the U.S. increased 25% in the decade of the '50s, 28% in the '60s, 103% in the '70s, 64% in the '80s, 33% in the '90s and28% in the '00s. The CPI is a measure of inflation compiled by the U.S. Bureau of Labor Studies (source: Department of Labor, BTN Research).
Added by Karen Mendez, CDFA tm on August 9, 2013 at 8:12am — No Comments
The S&P 500 first closed above 1,500 on March 22, 2000. It took the index more than 13 years (3,298 trading days) before it closed above 1,600 for the first time on May 3, 2013. It then took the index less than three months (62 trading days) before closing above 1,700 for the first time on Aug. 1, 2013 (source: BTN Research).
Added by Karen Mendez, CDFA tm on August 8, 2013 at 7:19am — No Comments
Information About Obtaining a Marriage Green Card Based on Same Sex Marriage
In a recent Supreme Court decision in United States v. Windsor, 133 S. Ct. 2675 (2013) struck down section 3 of the Defense…Continue
Added by Danielle Nelisse on August 6, 2013 at 4:30pm — No Comments
At This Point — The S&P 500 was up 19.6% YTD in total return as of July 31, 2013, a January – July performance better than 17 of the past 18 calendar years, bested only by a 30.2% YTD seven-month gain in 1997. The S&P 500 consists of 500 stocks chosen for market size, liquidity and industry group representation. It is a market value weighted index with each stock's weight in the index proportionate to its market…Continue
Added by Karen Mendez, CDFA tm on August 6, 2013 at 12:14pm — No Comments
The median net worth of American families headed by a person that received a college degree is 3.4 times as large as the median net worth of American families headed by a person that received only a high school diploma (source: Federal Reserve, BTN Research).
Added by Karen Mendez, CDFA tm on August 5, 2013 at 1:37pm — No Comments
When is it going to be in the favor of the small business employer?
The average employer in the private sector pays 42 cents in benefits (e.g., Social Security, Medicare, unemployment insurance, workers’ compensation, life and health insurance, paid leave, retirement plans) for every $1 paid in salary (source: Department of Labor, BTN Research).
Added by Karen Mendez, CDFA tm on August 2, 2013 at 6:21pm — No Comments
Yahoo-this is great news!
The U.S. was downgraded by S&P on Aug. 6, 2011, from a top rating of AAA to AA+. In the past 32 years, five other countries received a similar downgrade from S&P but ultimately were able to regain a top AAA rating. The five countries are Denmark, Canada, Finland, Australia and Sweden (source: S&P, BTN Research).
Added by Karen Mendez, CDFA tm on August 1, 2013 at 10:17am — No Comments
For about the last 18 years, you have been taking care of your children. Typically you knew when they were home, if they were eating and sleeping properly, who their friends were, and everyday comings and goings.
But when your child leaves for college, things change. You go from being a full-time parent to an empty nester.
You may feel confused and overwhelmed by your child’s and your newfound “freedom.” Here are some tips to help you survive the transition to becoming an empty…Continue
Added by Julia M. Garwood, CFLS on August 1, 2013 at 8:55am — No Comments
Jeri Muse, PhD, sits on the GSDBA Board as Vice Chair. She has been instrumental to the U.S. Veterans Health Administrations implementation of inclusive actions toward the LGBT Community. I want to personally thank her for her efforts.
This is what HRC recently had to say regarding the efforts at the VA.
"In the wake of the 2011 repeal of “Don’t Ask, Don’t Tell,” the U.S. Veterans Health Administration (VHA), the largest integrated…Continue
Added by Eric D Brown on July 29, 2013 at 11:49am — No Comments
Recently, as many GSDBA Members know, I have been the primary care giver for my partner. As we have had regular hospital stays, I have developed a list of rules at home for those who want to support us, care for us, and help or visit.
While this is a basic rules of understanding list, consider adding your own, defining it, and developing it before a visit is necessary so that you do not have to consider it later.
I have personalized my Rules for Visiting to CJ's wishes, feel…Continue
Added by Eric D Brown on July 28, 2013 at 9:29am — No Comments
The 19 largest banks in the United States (there are7,019 banks nationwide) hold 61% of the $14.42 trillion of assetscontrolled by all domestic commercial banks and savings institutions as of March 31, 2013. Each of the 19 banks has at least $100 billion of assets (source: Federal Deposit Insurance Corporation, BTN Research).
Added by Karen Mendez, CDFA tm on July 25, 2013 at 8:42am — No Comments
The three best U.S. states in which to conduct business in 2013 are South Dakota, Texas and North Dakota. The three worst states in which to conduct business in 2013 are Hawaii,Rhode Island and West Virginia. The study used a subjective analysis of more than 50 different measurements (source: CNBC, BTN Research).
Added by Karen Mendez, CDFA tm on July 24, 2013 at 9:54am — No Comments
Thirty-three percent of the outstanding student loans nationwide are held by Americans at least age 40(source: Federal Reserve Bank of New York, BTN Research).
Added by Karen Mendez, CDFA tm on July 23, 2013 at 8:44am — No Comments
The cost of moving oil from Canada across the U.S. to refineries on the Gulf of Mexico costs $5 per barrel if the oil is moved via pipeline, or $20 per barrel if moved by rail (source: Financial Times, BTN Research).
Added by Karen Mendez, CDFA tm on July 19, 2013 at 8:01am — No Comments